Are Gutters Required For Fha

These repairs are to be based on a visual inspection of property.

Are gutters required for fha.

According to hud model building codes fail to address any minimum requirements for the durability of such items as doors windows gutters and downspouts painting and wall coverings kitchen cabinets and carpeting. It s the appraiser s job to look over the home make sure it meets fha standards and assign it a fair market value. The fha rule for minimum distance that must exist between wells and sources of pollution can be a potential game changer. For example the distance between a well and a septic tank on a property must be at least 50 feet.

Fha home requirements are established by hud to ensure that properties meet health and safety standards if being purchased with an fha loan. Replacement of bad or missing gutters and downspouts. Describe gutter and downspout work to be performed 6 such as. For fha mortgages fha appraisers are to recommend only those repairs necessary to make the property comply with the minimum property requirements mpr or minimum property standards mps together with the estimated cost to cure.

One frequently asked question about the fha loan process is related to fha appraisals and the minimum requirements for the roof of the home. It could be that some local or state codes might require them but nothing on a national level. 7 a federal housing administration fha approved 203 k consultant is required for all 8 standard 203 k mortgages and may be used for limited 203 k mortgages. Damages can occur in a home s masonry siding gutters rooftops driveways and shutters among many other locations.

The minimum required vertical clearance is 18 inches from the grade to the bottom of the floor joist. Gutters are not required by hud fha or the irc. A well must also be at least 10 feet back from a property line. Roofs gutters downspouts grading.

More specifically the model codes do not contain any minimum requirements for the durability of such items as doors windows gutters and downspouts painting and wall coverings kitchen cabinets and carpeting. They are a nice feature but i know of no requirement for them.